Best way to take cash?

28 Sep 2009 Explorer1098237 asked

Hi I am in the process of figuring out how to take my cash to europe with me.

I looked at travellex cash passport (which i have used before in bali and found the fees a little excessive) and i was going to just get this again. But then I went into commonwealth and they seem to have a better deal with the travel money card- no charging for using card at a shop, flat fee to put all cash on and better exchange rates. and you can load x amount of euros x amount of pounds so you can lock in the rate.

I was just wondering if anyone had used either of these and what they thought about them? Thanks for your help

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• 29 Sep 2009 Stacey88 said

  

  My parents are currently overseas in europe atm and they are using the commonwealth card, so when they get back in a week or so ill ask them what they thought of it.

  My parents are currently overseas in europe atm and they are using the commonwealth card, so when they get back in a week or so ill ask them what they thought of it. or Cancel
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• 29 Sep 2009 PinaI said

  

  I normally just use my everyday credit/debit cards and wear the fees. It’s not usally that much compared to the cost of a 4-5-6 week holiday!
  
  I haven’t checked in a while but, the National Australia Bank used to have a gold visa card which did not charge fees for use overseas and also, Wizard had a similar product. Might be worth checking them out too.

  I normally just use my everyday credit/debit cards and wear the fees. It's not usally that much compared to the cost of a 4-5-6 week holiday!<BR><BR>I haven't checked in a while but, the National Australia Bank used to have a gold visa card which did not charge fees for use overseas and also, Wizard had a similar product. Might be worth checking them out too. or Cancel
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• 29 Sep 2009 cassie_lea said

  

  I looked into both the travelex card and any card like it that banks might have. I went with the commonwealth card beacause unlike and of the others you can put more then on currency on it, which is good since i want both euro and pound on it. That and the fees arent that bad

  I looked into both the travelex card and any card like it that banks might have. I went with the commonwealth card beacause unlike and of the others you can put more then on currency on it, which is good since i want both euro and pound on it. That and the fees arent that bad or Cancel
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• 22 Oct 2009 Louise said

  

  I leave for my tour next wk & im going with the commonwealth bank travel money card. it sounds really good! $15 once of fee & you can load heaps of cash on it in different currencies, then you just use eftpos to buy stuff & theres no fees. you can monitor it on netbank too

  I leave for my tour next wk & im going with the commonwealth bank travel money card. it sounds really good! $15 once of fee & you can load heaps of cash on it in different currencies, then you just use eftpos to buy stuff & theres no fees. you can monitor it on netbank too or Cancel
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• 23 Oct 2009 Bunnie said

  

  I would go with one of the banks money cards, just check all their fees & conditions. I have not looked into which is the best as yet.
  
  For example, If u hav money left on ur card when u come back they will transfer it back to AUS dollars at the rate of exchange when u 1st got it.
  
  Others will exchange it at the current rate, so u could b gaining or losing out.
  
  I don’t recommed the visa debit or ATM cards, visa debit have up to 45 days to take the money out of ur account so u may think u hav more money then u do if they hav not redeemed the purchase & a lot of people get caught out this way with penalty fees.
  
  ATM cards hav an overseas withdrawal fee plus the exchange rate fee

  I would go with one of the banks money cards, just check all their fees & conditions. I have not looked into which is the best as yet.<BR><BR>For example, If u hav money left on ur card when u come back they will transfer it back to AUS dollars at the rate of exchange when u 1st got it.<BR><BR>Others will exchange it at the current rate, so u could b gaining or losing out.<BR><BR>I don't recommed the visa debit or ATM cards, visa debit have up to 45 days to take the money out of ur account so u may think u hav more money then u do if they hav not redeemed the purchase & a lot of people get caught out this way with penalty fees.<BR><BR>ATM cards hav an overseas withdrawal fee plus the exchange rate fee or Cancel
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