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I’ve looked this up extensively. It’s cheaper to take ATM cards and Credit Cards. You just need to let your banks know before you leave so they can put a note on your account. Otherwise the fraud department picks it up and holds the account. Capital One cards have 0% fees for credit purchases, but most banks have some percent fee to get money out at ATMS, or flat rates. I think my bank has 3% of foreign transaction, plus whatever fee the bank charges. Obviously to avoid the flat fees I’d take out more to last for 3 or 4 days in a row.
I’ve only taken Travelers Cheques on vacation as a backup. I use ATM’s and Credit Cards and sometimes bring some local money to cover me the first day or two.
Use the FIND feature or just scroll through the list of forum threads… this has been discussed at length many times and the information is all here for the finding.
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