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exchanging Euros in Czech republic and switzerland
- 8 responses so far
you can still use the travel card in those countries, youl just pay an exchage rate from euro into the currency of those countries. also id take some local cash, just so you dont have to go on a ATM hunt as soon as you get there
Oh really? i thought you could only get out the currency that you preloaded onto the card. That’s good to know! have you used the comm travel card in Europe? I have used it in Ireland with no problems so im hoping i wont have any trouble in Europe. im assuming the conversion rate if you pull out the local currency that you haven’t preloaded would be pretty pricey, and i want to carry around as little cash as possible.
You can withdraw currencies that aren’t preoloaded on you commbank travel card however they will use the market conversion rate on that date and then also charge you a conversion fee.
When I was in Switzerland last summer I paid in Euros at some places and they just gave me my change back in Swiss Francs.
The Euro is an unofficial currency in both czech and switzerland. So many places do accept. However the exchange rate you get back in change is quite poor.
When we were in Switzerland we had no trouble paying with Euros in most of the shops, and getting Francs back for change… just the smaller places that may not. In Prague I took out some money from the bank machine, but a lot of places still accepted Euros as well.
Word of Warning… be cautious of how much currency you have left when you leave— a lot of people had a hard time finding an exchange that would convert it back to Euros!
I have been told that the other countries who use Euros dont like that Switzerland and Prague dont use it so charge crazy rates to swap from Euros to there currency! I would take it as cash (especially if you dont need much!)
I recommend splitting your money up so as not to have all of your eggs in one basket. You should exchange some dollars for Euro’s at home so that you have some cash on you for when you first arrive. I’d also recommend exchanging for some sterling as well since you’ll need it in London pre-tour. The exchange rates will kill you on the prepaid cards like cash passport, so you do NOT want to be paying the exchange twice.
The cheapest way to get money in europe is to use your atm card. You will be charged a small fee for making the ATM transaction by your bank, and the bank will give you a far more favorable exchange rate than the currency stands.
When I did my trip, I divided my money into three sources :
1. Cash – Euro’s and Pounds for when I first arrived.
2. Cash Passport Card – Loaded with Euro’s since that was what I would be using through most of the trip, purchased at a time when the exchange rate was as favorable as possible.
3. Atm/Debit Card – I used this to access money in countries that were not using the Euro, namely Switzerland, Czech Republic, and England.
If you use a cash passport pre-loaded with Euro’s to withdraw another currency, you will have effectively paid the exchange fee twice. Once, to convert your dollars to euro and load them onto the card, and secondly, to convert the euro into swiss franchs, crowns, or pounds. DO the smart thing and use an atm/debit card in countries that don’t use the euro, and you’ll only pay this fee once.
Check out my travelogue for more tips on Contiki and enjoy your trip!
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