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Bring 1 or 2 credit cards, cash, and a debit card. If you run out of cash, you can withdraw more at an ATM (some banks have free withdrawal plans with their European counterparts, check if your bank offers that service).
You may want a couple travelers cheques for emergencies, but for regular use, they’re a hassle.
Travelex (and some banks, etc) male these nice little travel passports. They’re a basically a pre-paid visa debit card which you can use anywhere (in shops like a credit card or at atm’s to get cash). You can refill them as you need from your bank account via bpay (if you’re australian?) and they give you a back up card to keep in you luggage if you misplace one.
Cash is very risky and expensive to change due to fees/ exchange rates and travellers cheques are a thing of the past (and tricky to change outside of the cities).
You can also get these travelex cards commission free with contiki perks once you’ve checked in.
I wouldn’t use traveler’s checks. I would bring a credit card and a debit card with you and use the credit card for purchases, then just take money out from ATMs. This is safer and very easy.
My bank does not charge me for travelers cheques. What I do is I take a little bit of money on travelers cheques that I will have incase of emergency. If no emergency comes up then I just deposit it into the bank when I get home.
Otherwise I use mostly my ATM card and then my credit card for bigger purchases.
Travelex cash passport is the way to go!!!
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