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You pay zip in weekly/monthly payments
For purchases up to $1,000
For purchases over $1,000
|Account limit||Up to $1,000||$1,000 to $5,000 subject to credit approval from Zip|
|Interest free period||Always interest free||Annual rate of 23.9% on outstanding balance after interest free period expired|
|Set up fee||No set up fee||$25 - $99 (as Contiki are offering up to $5k account limits)|
|Minimum repayments||$40/month||$40/month or 3% of owing balance (whichever is greater)|
|Payment frequency||Weekly, fortnightly or monthly||Weekly, fortnightly or monthly|
|Account fee||$7.95/month where there is an outstanding balance||$7.95/month where there is an outstanding balance|
|Late fee||Learn more about Zip Pay late fees here||Learn more about Zip Money late fees here|
Gift cards are unavailable to purchase with Zip
All you need is:
How to use Zip:
Fees & interest:
Returns & refunds:
If your item meets Contiki’s cancellation policy, the purchase amount will be refund back to the customers bank account & it’s their responsibility to pay their Zip Account
Read more here about repayments, interest and fees for Zip Money.
Minimum monthly repayments are required. A monthly account fee of $7.95 applies. Pay your closing balance in full each month and we'll waive the fee.
Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period for the purchase will be charged interest at the contractual rate, currently 23.9%. A $7.95 monthly account fee applies. A one-off establishment fee may apply.
Available to approved applicants only. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).
For full T&C please visit zip.co/terms