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All you need is:

  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident.
  • Have a good credit history.
  • Read more about what you need to apply for a Zip account here.

How to use Zip:

  • Choose the account that's right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at checkout.
  • Log into your account to set up your a repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.

Fees & interest:

  • Zip Money is interest free if you pay off your purchases within the interest free period.
  • Standard interest rate of 25.9% applies after the interest free period.
  • The $9.95 monthly account fee is waived if you pay your balance by the due date.
  • If there's nothing owing on your account, there's nothing to pay and no fees.

Repayments:

  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle.
  • Repayments start from $40 a month and are based on your account's credit limit.

Returns & refunds:

If your item meets Contiki’s cancellation policy, the purchase amount will be refund back to the customers bank account & it’s their responsibility to pay their Zip Account

Read more here about repayments, interest and fees for Zip Money.

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